Serving Cape Cod and Southern Plymouth County

For Home Buyers


Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. My services and experience range from financing to helping you find the home that best suits you and your family. For your convenience, I provide listings by e-mail.  I pride myself on my repeat and referral business and hope you'll see why.

 

As Your Agent, I Will:

  • Assure that you see properties that meet your criteria.
  • Guide you through the entire home buying process, from identifying homes financing.
  • Draw on my vast personal and professional experiences to guide you through the process.
  • Answeryour questions about the local market area.

Before You Start Looking For Your New Home:

  • Check your credit rating.  Now is the time to correct any discrepancies.
  • Determine your budget for your new purchase, including down payment and a comfortable monthly payment.
  • Explore  meets your needs and get pre-qualified (preferably pre-approved).
  • Choose a REALTOR® that you trust and who understands your needs.
  • Determine what neighborhood best matches your needs.
  • Identify the  important features you want your new home to have.

Closing Costs to Expect:

  • Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
  • Third-party fees include charges for insurance, title search, and other inspections such as termites.
  • Government fees include deed recording and state & local mortgage taxes.
  • Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

 

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Kathy Kelly